A bad hail or wind storm can leave your Boerne home with damage you can see and plenty you cannot. On top of that, you have an insurance claim to file and an adjuster to deal with, which is the last thing anyone wants after a storm.
This is what we do. Vintage Reconstruction has handled residential insurance claims day to day since 1987. We are not a roofing crew that patches the roof and moves on. We are a general contractor that documents the full loss, prices it in the same estimating software your insurance company uses, works with your carrier so the whole scope is covered, and rebuilds everything the storm damaged. You get one point of contact from the first inspection to the final walkthrough, and we keep you updated the whole way.
Hail and wind are one of several kinds of loss we handle. We also restore Boerne homes after fire and smoke damage, and we manage every insurance claim the same way, from the first inspection to the finished home.
After a storm with hail or high winds, it is not always obvious what has been affected, especially on the roof. We evaluate the whole property and repair everything the storm damaged, not just the roof.
We inspect and repair composition and asphalt shingles, metal-coated shingles, standing seam metal roofs, tile roofing, flat roof systems, and roof coatings, with a full re-roof when it is needed.
A hail or wind claim usually reaches more than the roof, so we also handle gutters, siding, vinyl trim, chimney work, carports, screens, windows, and exterior painting, plus detached structures like garages.
A hail claim is rarely just the roof, and the pieces a roofing crew skips are often what gets left off the estimate. Because we document and price the entire loss in Xactimate, the whole scope goes to your carrier, and any interior damage from a roof leak gets repaired too.
Hail is a fact of life here. Boerne sits in the hail corridor that runs through Kendall County, and homes in the area take damaging hail every few years. The storms usually track in from the southwest, so the south and west-facing slopes of a roof tend to get hit hardest. Across Texas there were more than 1,200 hailstorms between 2012 and 2021, some causing over a billion dollars in damage in a single event.
Texas wind and hail policies also carry a separate deductible, often one to two percent of your dwelling coverage. That is one more reason to make sure the entire loss is captured, not just the obvious roof damage. We know what these Hill Country storms do to a home, and we make sure the full scope of the damage makes it into your claim.
Vintage Reconstruction is a family-owned general contractor in Boerne. We have handled insurance claims day to day since 1987, so we know what adjusters look for and what commonly gets missed on a first estimate.
1987
Handling claims since
3rd
Generation, family-owned
7,500+
Jobs completed
A+
BBB rating
Every crew we bring carries General Liability and Workers' Comp insurance, we pull the permits and call the inspections, and one superintendent coordinates the whole job. When the repairs are finished, your home is put back whole, better than it was before the storm.
Our Step By Step Process
Notify Your Carrier & Contact Us
Start by notifying your insurance carrier and file a claim to get the process moving. Once you have the claim number, reach out to us to start the process of repairing your property.
Review & Planning
We meet with you to go over the adjuster’s estimate and ensure every necessary repair is included. We’ll help you finalize material selections and set a realistic time frame before any work begins.
We Complete The Repairs
Sit back and let our team handle the entire repair process, providing documentation and photos from the start. We finish with a final walk through to make sure every detail is handled correctly.
Experience a Fully Restored Home
Once the final walk through is complete and the site is clean, you get to experience your home exactly as it should be. You can settle back into a space that is safe, comfortable, and fully restored!
We manage reconstruction for property damage caused by water, fire, smoke, hail, wind, vandalism, and vehicle impacts. We also handle specialized cases such as tornado damage and estate or death claims.
Yes. We carry full General Liability and Workers’ Compensation insurance to protect your property and our crews throughout the project.
Yes. Since we are already on-site and the home is often already "opened up" for repairs, this is the most cost-effective time to make changes. We can help you move walls, change your floor plan, or upgrade your materials beyond what the insurance covers. You can learn more about our remodel services on our remodel page here.
We use Xactimate and Symbility, the same estimating software used by the insurance industry. This ensures our pricing stays consistent with what adjusters expect to see for home repairs.
Vintage Reconstruction handles the entire permitting process, including filing paperwork and coordinating all required city or county inspections.
If we find unforeseen damage during the job, we discuss it directly with your insurance carrier. For any elective upgrades you request, we provide a price estimate for your approval before that work begins.
We provide a warranty on all work once the project is finished, the final invoice is paid, and you have signed a Certificate of Satisfaction.
We set up a dedicated communication method, typically via text or email, between you and your assigned superintendent. You’ll receive regular updates and photos from start to finish.
You are responsible for your policy deductible, any unrecoverable depreciation, and the cost of any elective upgrades or change orders not covered by your insurance.
This depends on the scale of the damage. For smaller repairs, you can usually stay home. For major renovations where utilities are interrupted, it may be better to stay elsewhere temporarily.
If necessary, we can coordinate the packing, moving, and storage of your contents. We can store items on-site in a portable container or off-site at a secure facility.
A Vintage superintendent is assigned to your project to coordinate all trades and timelines. They serve as your single point of contact and ensure the work is done correctly.
Yes. Many homeowners choose to add extra projects while we are already there, such as painting rooms that weren't damaged or replacing a front door. We simply treat this as a separate "non insurance" portion of the contract and provide a clear estimate for the additional labor and materials.
No. Your insurance policy is designed to pay for the cost of "like kind and quality" materials, but you aren't forced to use them. For example, if you had carpet that was damaged, you can apply the insurance allowance toward the cost of installing hardwood or tile instead. You just pay the difference in material costs.
We separate the costs. Your insurance carrier pays for the "like kind and quality" repairs to get you back to your original state. We then provide a separate estimate for the "overage" the difference in cost for higher-end materials or additional square footage that you choose to add.
